• Creditors named on the order cannot take any action to recover their money without the court`s permission.
• After 12 months you will be freed of the debts included in the order (unless your circumstances have significantly improved).

Debt Relief Orders (DROs) were introduced by the Government in April 2009 as a simplified, quicker and cheaper alternative to bankruptcy, to assist low income individuals with few assets.  DROs and Bankruptcy are a last resort; if you are ever faced with the prospect of bankruptcy you should look at an alternative as soon as possible, for example Debt Management, an IVA or a Trust Deed.  It is always best to go through each debt solution one by one first to determine if a DRO or Bankruptcy really is the best solution for you.

Debt Relief Orders will last for 12 months.  If your circumstances improve during this time you will be expected to pay your creditors.  They are available if you have no assets worth more than £300, you owe less than £15,000 and you have a disposable income of £50 or less each month.

We can help you asses if you would be eligible for a Debt Relief Order.  Simply call us for free advice on 0800 000000 or 0161 000000 to speak to one of our experienced advisors. 

Alternatively, if you would prefer for us to call you back then simply complete the quick Free Advice Form and one of our friendly staff will call you back.